• Give Us A Call
    • Wigan: 01942 311555
    • St Helens: 01744 301555
    • Ormskirk: 01695 213777
  • info@hfassociates.uk
  • Give Us A Call
    • Wigan: 01942 311555
    • St Helens: 01744 301555
    • Ormskirk: 01695 213777
  • info@hfassociates.uk
HFA Mortgage & Protection Logo
  • Residential
  • Commercial
  • Equity Release
  • First Time Buyer
  • Protection
  • About Us
  • News
Contact Us
  • Home
  • Residential Mortgage Advice
  • Equity Release Mortgages
  • First Time Buyer
  • Income Protection Insurance
  • About
  • News & Insights
  • Contact Us
  • Give Us A Call
    • Wigan: 01942 311555
    • St Helens: 01744 301555
    • Ormskirk: 01695 213777
  • info@hfassociates.uk
  • Give Us A Call
    • Wigan: 01942 311555
    • St Helens: 01744 301555
    • Ormskirk: 01695 213777
  • info@hfassociates.uk
HFA Mortgage & Protection Logo
  • Residential
  • Commercial
  • Equity Release
  • First Time Buyer
  • Protection
  • About Us
  • News
Contact Us

Newsletter

Get Advice
01942 311555

Speak to our experts on the phone now.

    Speak to an Adviser

    By submitting your details you have confirmed that you have read and understood our Privacy Policy

    Our Quick & Easy Mortgage Calculator

    Try our mortgage calculator to receive an estimate of your repayments, complete your details and we'll give you a call to talk you through the next steps.

    Book a no-obligation consultation with us on: 01942 311555

    Contact Us

    What Our Clients Say

    HFA Mortgage & Protection
    HFA Mortgage & Protection
    4.9
    Based on 211 reviews
    powered by Google
    Review us on
    • Brilliant service from the team - especially Helen who is very helpful and always available when needed! Would highly recommend :)

      Google Logo
      Jo Toner Avatar Jo Toner
      December 23, 2023

      I can't thank Helen and the team at HF Associates enough for all their help and guidance with purchasing my new home. As a first time buyer they made me feel at ease and were always at the end of the phone if I needed anything. Special thanks to Sandra... read more for her support, absolutely amazing at what she does, constantly getting updates from the solicitors and keeping intouch, offering her support. Also, another big thanks to Angela for arranging my life insurance! And Helen for kick starting the process off, finding the best rates! What a team 👏. I highly recommend! Thanks again guys. I'm sure you will hear from me again in the near future 😊.

      Google Logo
      Carmen Barrett Avatar Carmen Barrett
      October 23, 2023

      Excellent service from Chris, Sandra and the team, the communication and support was second to none and the team were patient despite a number of issues along the way

      Google Logo
      Daniel Price Avatar Daniel Price
      September 8, 2026
    • We received really great service from start to finish with the remortgage of our house. We literally didn’t need to do anything at all as it was all dealt with via Jayne or Tiana. We were kept constantly in the loop via updates and the process went very smoothly. Would... read more definitely recommend & use again! ☺️

      Google Logo
      Molly Rigby Avatar Molly Rigby
      May 1, 2026

      Mike and Taina were great throughout the process of arranging my mortgage. As a self employed person, these things are never straightforward and can be very time consuming, if you're trying to find the best deal. But they took all the hard work out of it for me... read more and found me a great deal. The also helped with lots of unrelated issues with the house move, when solicitors were nowhere to be seen. I would recommend HFA to anyone, without hesitation. Steve

      Google Logo
      Stephen Garnett Avatar Stephen Garnett
      July 9, 2026

      We highly recommend HFA. We recently needed to set up a new fixed mortgage deal, as our current one was coming to an end. We received excellent and very efficient service, from both Jayne Richardson and Tiana McLoughlin.

      Google Logo
      Julie Cromwell Avatar Julie Cromwell
      August 9, 2026
    • I would like to thank Helen and Lindsay for all the help and for bearing with me through everything. I particularly appreciate Ms.Lindsay Stanton because she found the best mortgage rate for our property purchase. Lindsay explained everything in details and she made the whole process very clear. She was... read more amazing, very friendly and professional. I would definitely HFA Mortgage & Protection.

      Google Logo
      Allen B. Avatar Allen B.
      October 23, 2023

      Helen is brilliant. She is our go-to mortgage advisor. She is always on hand to answer any questions and I fully trust her opinion. Sandra is also a wonderful support, deals with things very quickly and helps get things over the line. I would 100% recommend their service and I... read more often do! Thank you both!

      Google Logo
      Amy Rebecca Avatar Amy Rebecca
      April 23, 2024

      A massive thanks to Helen, Sandra and Co for all their help and advice. I would highly recommend them and will definitely be using them again!

      Google Logo
      Natalie Edmonds Avatar Natalie Edmonds
      November 23, 2023

    Useful Links

    • Mortgage Adviser in Ormskirk
    • Remortgaging Advisers in St Helens
    • Expert Mortgage Advisor in St Helens
    • Remortgage Advisors in Ormskirk
    • About Us
    • News & Insights
    • Contact Us
    • Terms & Conditions
    • Complaints Policy
    • Privacy Policy
    • Cookies Policy

    Chat with us

    • Wigan: 01942 311555
    • St Helens: 01744 301555
    • Ormskirk: 01695 213777
    • info@hfassociates.uk
    • FIRST FLOOR, 21 Great George Street, Wigan, WN3 4DL

    Jurisdictional Statement - The guidance and/or information contained within this Website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

    Broker Fee Disclosure - There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £195 for Product Transfers up to £1500 for a Lifetime mortgage advice. This will be discussed and agreed with you at the earliest opportunity.

    Helen Ferneyhough Associates Ltd, trading as HFA Mortgage & Protection is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

    Helen Ferneyhough Associates Ltd is registered in England and Wales with company number 1017603. Registered Office: Douglas Bank House, Wigan Lane, Wigan, Lancashire, United Kingdom, WN1 2TB