Your Trusted Mortgage & Protection Advisors in Wigan,
St Helens & Ormskirk

Helen is truly the standard to how all other mortgage advisors should be. Her communication is timely and to the point, she will tell you the facts of the matter and not lead you down the garden path. If it can be done, Helen is the one who will be... read more able to do it. She does not accept no for answer. We would have been faced with over £12k early payment charges, but with Helen’s expertise, these were avoided and she was also able to navigate other difficulties in purchasing our property. I cannot recommend her highly enough, and am so glad to have come across her, and have her dealing with my mortgages for all future matters.

Would highly recommend them just had our mortgage changed over, they kept us informed at each stage, worked in our best interest at all times, they took all the pressure of us and were always on hand when we needed them, would definitely use them again.

HF Associates was realy helpful, they made the dealing stress free. Thank you.

Quality service from start to finish.

Kate Close and Tiana McLoughlin have both been absolutely fantastic helping us from start to finish with our first mortgage journey. Anybody looking to get a mortgage I highly, highly recommend speaking to Kate first as she provided us with help every step of the way and ensured we got... read more the best mortgage deal for our property with continued follow-ups when needed in the future. Tiana then looked after us fully once our mortgage was approved and assisted us through the entire solicitor stage which made a very complicated journey for us as first time buyers extremely simple and understandable. Thank you both for the support you have provided us!

We have recently just bought our first home and without Kate Close we would have been lost. What an absolute gem Kate is, from our very first zoom call to the end of a very long process (due to the legals aspect) Kate has been there all the way and... read more has been a huge support. If we felt overwhelmed and needed to chat she would give us a call even if it meant at 7pm in the evenings once my husband and I were both home from work so we could all discuss matters together and she was even available to us on weekends. She knows her stuff, she's very knowledgeable and every time we came away from a conversation with Kate we always felt better and had things clear in our minds. She kept us on track throughout the process and helped us stay sane !!! She gave us great advice throughout the process and she really helped speed things up towards the end and helped get us into our new home... Kate has a fantastic personality, she's very bubbly and direct in the best way, she has a warm and kind demeanour which makes you feel you can ask and discuss anything with her and she is also hilariously funny !!! Which really helps when your going through the ups and downs of house buying. We've had a great experience using HFA Mortgage and Protection and we couldn't recommend enough. Thank you so much Also, Tiana got in contact with us towards the end of our time with HFA as she was working along side our mortgage broker. Tiana was so helpful, kind and professional and offered practical help with chasing progress from our solicitors and offering quotes for insurances that we were due to set up. Thanks so much for all your help