Your Trusted Mortgage & Protection Advisors in Wigan,
St Helens & Ormskirk

As first time buyers we had very little understanding of mortgage process. Mike Burrows , Mortgage & Protection Adviser was most helpful ,polite ,proactive and supportive in answering all our queries and concerns quickly ,walking through all of the formalities and helping us to decide which mortgage would be best... read more for us.The service provided by Mike Burrows was outstanding and he consistently kept us updated with the emails.The speed at which the mortgage offer came through was very impressive. Although,the process of finding the right house was very daunting , the process of choosing and applying for the mortgage and life cover has been so straight forward only because of Mike Burrows.And during the whole process of mortgage we felt so relaxed and reassured that he is trustworthy and that we are directed in a right way. As the case manager, Helen Rowberry was proactive, helpful and excellent support and constantly kept us updated throughout the process .She was quick to identify and highlight the important things and thus consistently made sure that we are on the right track . She submitted all our documents professionally and excellently to the right direction,at the right time and we are grateful for this. Thank you Mike and Helen for guiding us through this so professionally and the amazing service you both provided- made the whole process easy! We have million of praises for you both among our family and friends and already recommended ,Just Mortgages Direct Ltd, HFA Mortgage & Protection.

Great, professional & friendly service throughout. Being first time buyers, the whole process can be daunting but Sandra, Cheryl & their team made everything so straightforward from start to finish & remained in constant contact throughout even when there wasn’t much of an update to give which puts your mind... read more at ease during the particularly quiet periods of the process

We received really great service from start to finish with the remortgage of our house. We literally didn’t need to do anything at all as it was all dealt with via Jayne or Tiana. We were kept constantly in the loop via updates and the process went very smoothly. Would... read more definitely recommend & use again! ☺️

Thanks to Lindsay & Helen, for such a smooth process on our remortgage, kept up to date on everything threw the process, nothing was to much trouble, would highly recommend Thanks Again

HF Associates provided expert insight and support throughout the whole sale and purchase process giving us guidance and options with a positive approach. A massive thank you from my family as HF played a major part in securing our perfect home. Highly recommended 👏

We first used Mike two years ago when arranging our first mortgage, and we've just used him again for our remortgage this year. On both occasions, the service has been outstanding. Mike took care of everything for us and made the whole process straightforward and stress-free. Any questions we had were... read more answered quickly, and if something needed a more detailed explanation, he would always give us a call and talk us through it. As first-time buyers, we really appreciated how patient and helpful he was, explaining everything clearly and making sure we understood all our options. The same level of support continued when it came to remortgaging. We would highly recommend Mike and the company to anyone looking for mortgage advice. The service has been spot on from start to finish, and we won't be using anyone else in the future. Thank you for all your help!