Book a no-obligation mortgage consultation with HFA Mortgage & Protection today. Let our expert advisers guide you to your dream home with personalized support every step of the way!
Based in Wigan Helen Ferneyhough is a Mortgage Adviser who has been transforming lives since 2006 by helping thousands of clients achieve their dream homes. At HFA Mortgage & Protection, we don’t believe in cookie-cutter solutions. Every client is unique and deserves a personalised experience from start to finish. This is why Helen has handpicked a team of advisers who share her passion and dedication. Let us help you too!
More About Us
All your mortgage advice under one roof! Personally Tailored Advice At HFA Mortgage &...
Looking for a first-time buyer mortgage? Look no further than HFA Mortgage & Pro...
Do you own multiple properties? Find out more here…...
Is your fixed rate coming to an end or would you like to find a better rate. Find out...
All about Equity Release Equity release is a financial product that allows homeowners...
Prepare for a brighter future with homeownership, but let’s not forget about se...
Try our mortgage calculator to receive an estimate of your repayments, complete your details and we'll give you a call to talk you through the next steps.
Helen is truly the standard to how all other mortgage advisors should be. Her communication is timely and to the point, she will tell you the facts of the matter and not lead you down the garden path. If it can be done, Helen is the one who will be... read more
Frank FrancisI was referred to Helen from my previous broker and I can't recommend Helen enough. The advice I received was very helpful, impartial and (in my particular case) free of charge. Excellent friendly service. I wouldn't hesitate returning in the future. Thanks again!
Martyn HoltHF Associates was realy helpful, they made the dealing stress free. Thank you.
Dan ObeadaBrilliant service, special thanks to Jane Murphy for organising my new mortgage deal. Completely stress free experience, she found us the best deal on the market that suited my needs. I never had to lift a finger. 5 star service
Phillie GowanCan honestly say Jane Murphy made the whole process very easy and stress free for me. Thank you for all your help in finding a new Mortgage deal in order for me to Sell and purchase a new property (for the 2nd time!) Talked to me as a friend and... read more
Dezley WHelen and Sandra have been absolutely fantastic and have gone above and beyond to help us. Sandra is an absolute star and I would recommend her to anyone. Thank you ladies
Lisa FisherWould highly recommend them just had our mortgage changed over, they kept us informed at each stage, worked in our best interest at all times, they took all the pressure of us and were always on hand when we needed them, would definitely use them again.
julie robinsonI can't thank Helen and the team at HF Associates enough for all their help and guidance with purchasing my new home. As a first time buyer they made me feel at ease and were always at the end of the phone if I needed anything. Special thanks to Sandra... read more
Carmen BarrettFantastic service from Jane Murphy. Helpful and informative from start to end. Great support all the way through.
J robinsonIt’s a question many buyers ask themselves at the start of their property journey – Do I need Mortgage Advice? W...
It’s a question many buyers ask themselves at the start of their property journey – Do I need Mortgage Advice? With comparison websites, online calculators and direct lende...
Being stuck with an expensive mortgage is something the team here see everyday. ...
Being stuck with an expensive mortgage is something the team here see everyday. One client called Louise described it as “that s...
Did you know buying a home in Wigan could be a really smart move? For many first...
Did you know buying a home in Wigan could be a really smart move? For many first-time buyers, affordability is one of the biggest ...
If you’ve been looking to buy a home in Southport, Ormskirk, Burscough, Parbol...
If you’ve been looking to buy a home in Southport, Ormskirk, Burscough, Parbold or across West Lancashire, 2026 is shaping up to...
