Book a no-obligation mortgage consultation with HFA Mortgage & Protection today. Let our expert advisers guide you to your dream home with personalized support every step of the way!
Based in Wigan Helen Ferneyhough is a Mortgage Adviser who has been transforming lives since 2006 by helping thousands of clients achieve their dream homes. At HFA Mortgage & Protection, we don’t believe in cookie-cutter solutions. Every client is unique and deserves a personalised experience from start to finish. This is why Helen has handpicked a team of advisers who share her passion and dedication. Let us help you too!
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All your mortgage advice under one roof! Personally Tailored Advice At HFA Mortgage &...
Looking for a first-time buyer mortgage? Look no further than HFA Mortgage & Pro...
Do you own multiple properties? Find out more here…...
Is your fixed rate coming to an end or would you like to find a better rate. Find out...
All about Equity Release Equity release is a financial product that allows homeowners...
Prepare for a brighter future with homeownership, but let’s not forget about se...
Try our mortgage calculator to receive an estimate of your repayments, complete your details and we'll give you a call to talk you through the next steps.
A massive thanks to Helen, Sandra and Co for all their help and advice. I would highly recommend them and will definitely be using them again!
Natalie EdmondsBrilliant service, special thanks to Jane Murphy for organising my new mortgage deal. Completely stress free experience, she found us the best deal on the market that suited my needs. I never had to lift a finger. 5 star service
Phillie GowanWe are so grateful to Helen and her team for helping us throughout the whole process. From our very first meeting we were put at ease and every step of the process was clearly explained and supported. Nothing was ever too much trouble! Helen and her team made the mortgage... read more
helen guestAfter 5 years of hell with divorce, business and health, and the recent problems we all suffer - It has been a pleasure to deal with Jane @ HF Associates. I heartily recommend if you need someone who will stop and talk in plain English. Moving house today... read more
Shaun AshtonGreat from start to finish, Pat and Helen went above and beyond for us. Will definitely be using these guys in the future.
Lewis GildartI can't thank Helen and the team at HF Associates enough for all their help and guidance with purchasing my new home. As a first time buyer they made me feel at ease and were always at the end of the phone if I needed anything. Special thanks to Sandra... read more
Carmen BarrettAbsolutely amazing team! Laura and Sandra were great through every step of the process. Buying my first home was daunting to say the least. They have made it the smoothes experience. Thank you soooo much
Rosie shireWe have just had our mortgage accepted on our first home and can’t recommend Helen and the team enough! I think it only took just over 3 weeks in total from the first initial chat to getting our final offer which I never expected as a business owner was possible.... read more
Emily CampbellHelen and the team were absolutely fantastic arranging the best mortgage for me during a difficult financial climate. I would highly recommend.
Hollie LockleyIt’s a question many buyers ask themselves at the start of their property journey – Do I need Mortgage Advice? W...
It’s a question many buyers ask themselves at the start of their property journey – Do I need Mortgage Advice? With comparison websites, online calculators and direct lende...
Being stuck with an expensive mortgage is something the team here see everyday. ...
Being stuck with an expensive mortgage is something the team here see everyday. One client called Louise described it as “that s...
Did you know buying a home in Wigan could be a really smart move? For many first...
Did you know buying a home in Wigan could be a really smart move? For many first-time buyers, affordability is one of the biggest ...
If you’ve been looking to buy a home in Southport, Ormskirk, Burscough, Parbol...
If you’ve been looking to buy a home in Southport, Ormskirk, Burscough, Parbold or across West Lancashire, 2026 is shaping up to...
