Your Trusted Mortgage & Protection Advisors in Wigan,
St Helens & Ormskirk

Book a no-obligation mortgage consultation with HFA Mortgage & Protection today. Let our expert advisers guide you to your dream home with personalized support every step of the way!

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    Welcome to
    HFA Mortgage & Protection

    Based in Wigan Helen Ferneyhough is a Mortgage Adviser who has been transforming lives since 2006 by helping thousands of clients achieve their dream homes. At HFA Mortgage & Protection, we don’t believe in cookie-cutter solutions. Every client is unique and deserves a personalised experience from start to finish. This is why Helen has handpicked a team of advisers who share her passion and dedication. Let us help you too!

    More About Us

    What We Do

    Residential Mortgage Advice

    All your mortgage advice under one roof! Personall...

    All your mortgage advice under one roof! Personally Tailored Advice At HFA Mortgage &...

    Mortgages for First Time Buyer

    Looking for a first-time buyer mortgage? Look no f...

    Looking for a first-time buyer mortgage? Look no further than HFA Mortgage & Pro...

    Buy To Let Mortgages

    Do you own multiple properties? Find out more here...

    Do you own multiple properties? Find out more here…...

    Remortgage Advice

    Is your fixed rate coming to an end or would you l...

    Is your fixed rate coming to an end or would you like to find a better rate. Find out...

    Equity Release Mortgages

    All about Equity Release Equity release is a finan...

    All about Equity Release Equity release is a financial product that allows homeowners...

    Income Protection Insurance

    Prepare for a brighter future with homeownership, ...

    Prepare for a brighter future with homeownership, but let’s not forget about se...

    Book a no-obligation consultation with us on: 01942 311555

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    What Our Clients Say

    • Excellent service from Chris, Sandra and the team, the communication and support was second to none and the team were patient despite a number of issues along the way

      Daniel Price Avatar Daniel Price
      September 8, 2026

      Absolutely amazing team! Laura and Sandra were great through every step of the process. Buying my first home was daunting to say the least. They have made it the smoothes experience. Thank you soooo much

      Rosie shire Avatar Rosie shire
      November 23, 2023

      Amazing team and service, did everything for us to get out mortgage sorted - Laura Lowe is amazing and will only ever use her going forward. Laila Dann was also unbelievably helpful and saved us so much stress and worry! Thank you all so much!

      Danny Latham Avatar Danny Latham
      July 16, 2026
    • Great, professional & friendly service throughout. Being first time buyers, the whole process can be daunting but Sandra, Cheryl & their team made everything so straightforward from start to finish & remained in constant contact throughout even when there wasn’t much of an update to give which puts your mind... read more

      Liam Dodson Avatar Liam Dodson
      July 22, 2026

      Would highly recommend them just had our mortgage changed over, they kept us informed at each stage, worked in our best interest at all times, they took all the pressure of us and were always on hand when we needed them, would definitely use them again.

      julie robinson Avatar julie robinson
      November 23, 2023

      I cannot recommend Helen Ferneyhough Associates enough! Both Amy Taylor and Tiana McLoughlin were absolutely incredible throughout my entire home-buying journey. Amy made the initial mortgage process clear and stress-free for my first purchase, while Tiana provided fantastic support leading right up to completion. Their communication was seamless, professional, and... read more

      Manuela Gamalie Avatar Manuela Gamalie
      July 14, 2026
    • Amy and Tiana were absolutely amazing through our mortgage and house journey. They made everything so stress-free and easy to manage. Constant communication throughout and always there if we needed anything. Would highly recommend and will always choose HFA.

      Brad Priest Avatar Brad Priest
      July 29, 2026

      Laura and Laila have been fantastic supporting our mortgage and home moving process. Huge thank you for all your help.

      Jordan Brown Avatar Jordan Brown
      June 16, 2026

      Can’t praise Jane and her team enough, all went above and beyond to help with my remortgage. Explained everything step by step and took ownership of the whole process. Really appreciate the support and time spent, thank you! Would highly recommend

      Brian Jopson Avatar Brian Jopson
      May 23, 2024

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