Commercial Funding

All your commercial funding under one roof!

Personally Tailored Advice

At Helen Ferneyhough Associates, we provide in-depth advice in commercial funding tailored to fit your unique business needs.

To initiate a conversation with our expert advisers, simply complete our enquiry form. We respect your privacy to the highest degree, therefore your personal information will solely be used to respond to your queries and will never be stored for marketing activities.


Commercial Lending, some Bridging Finance and most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

Why Helen Ferneyhough Associates?

Based in Wigan Helen Ferneyhough is a Mortgage Adviser who has been transforming lives since 2006 by helping thousands of clients achieve their dream homes. At Helen Ferneyhough Associates, we don’t believe in cookie-cutter solutions. Every client is unique and deserves a personalised experience from start to finish. This is why Helen has handpicked a team of advisers who share her passion and dedication. Let us help you too!

Helen Ferneyhough Associates is not a business in it’s own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited.  Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016.

The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.

Our advisers at Helen Ferneyhough Associates will get to know your individual circumstances, establish what your goals are and what the right mortgage and protection arrangements are for you.

Approved by The Openwork Partnership on 25.07.2023


First Time Buyer

Equity Release


Bridging Loans

Bridging Loans

A Bridging Loan is a short-term finance option to enable a property to be purchased when it wouldn’t normally be possible. This may be because you are buying at auction, haven’t sold one property yet or repairs need to be made before a term mortgage is suitable.   

Commercial Funding

Property Finance

We deal with all types of property finance. You may be looking to purchase or refinance a commercial investment property, a complex Buy-to-Let property or have a project requiring development finance. 

Commercial Funding

Owner Occupier

Do you currently rent your business premises? We can help you purchase premises for your business saving you rent and gaining an asset in the process.  

Business Protection​

Business Protection

Available to all kinds of business structures including partnerships (including limited liability partnerships), shareholders, sole traders and key people. It can also be used to ensure repayment of a business debt in the event of death or critical illness of an owner, director, partner, key person or sole trader. How the arrangement is set up will depend on the type of business and its particular needs.

Below is a summary of the most common types of business protection arrangement:

Helen Ferneyhough Associates is a trading name of Ferneyhough Financial Services Ltd which is an appointed representative of Commercial Finance Brokers UK Limited which is authorised and regulated by the Financial Conduct Authority (FRN 736199). We are a broker, not a lender. We work with the whole of market. We may earn a commission from lenders and this amount varies between lenders. 

What our clients say...

Helen is our Commercial Expert

Helen herself is vastly experienced in Commercial funding and she will tailor a solution to your business needs.