Based in Wigan Helen Ferneyhough is a Mortgage Adviser who has been transforming lives since 2006 by helping thousands of clients achieve their dream homes. At HFA Mortgage & Protection, we don’t believe in cookie-cutter solutions. Every client is unique and deserves a personalised experience from start to finish. This is why Helen has handpicked a team of advisers who share her passion and dedication. Let us help you too!
HFA Mortgage & Protection provides expert mortgage, protection, and insurance advice. Our mortgage advisers at HFA Mortgage & Protection will get to know your individual circumstances, establish what your goals are, and determine what the right mortgage and protection arrangements are for you.
HFA Mortgage & Protection Ltd, trading as HFA Mortgage & Protection is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. HFA Mortgage & Protection Ltd is registered in England and Wales with company number 1017603. Registered Office: 1st Floor, 21 Great George Street, Wigan, WN3 4DL
At HFA Mortgage & Protection, we pride ourselves on providing reliable and comprehensive mortgage advice. We’re more than just a mortgage broker; we’re your trusted partner for mortgage advice, equity release, and more.
We specialise in helping you find the right mortgage deals that suit your individual circumstances. Our mortgage advisers are committed to understanding your specific needs, whether you are a first-time home buyer or looking into remortgaging options.
We don’t just offer expert mortgage advice. Our mortgage advisers also provide tailored income protection insurance solutions, making us a one-stop-shop for your financial security needs.
Every client’s financial journey is unique. At HFA Mortgage & Protection we offer personalised guidance on residential mortgage solutions. Your dedicated mortgage adviser will guide you through the maze of options to find the best fit for you.
Our mortgage advisers have access to cutting-edge mortgage comparison tools, allowing us to scan the market in real time. Whether you are a first-time home buyer or you own multiple properties and you’re looking to Buy-to-Let, we find the most competitive rates for you.
Equity Release and Remortgaging Expertise
Thinking about unlocking the value of your home or changing your existing mortgage? We offer expert advice on equity release and remortgaging options, ensuring you make the decision that best serves your long-term goals.
Trust and Transparency in Income Protection Insurance
We believe that a sound financial plan includes protecting your most valuable asset—your income. Our income protection insurance plans are chosen with your best interests in mind, and we always maintain complete transparency in all our dealings.
Don’t leave your financial future to chance; speak to a trusted mortgage adviser at HFA Mortgage & Protection today for personalised guidance on securing the right mortgage and protection plans for you.
Excellent service again! Our remortgage was nice and smooth thanks to Helen and her team!
Christian ChesworthNothing was too much trouble for Helen & the team. Very knowledgeable & always updated me promptly with any developments, seeing it through to the very end. Would absolutely recommend them. Thanks
Phil BarkerWas referred by a friend and was worth every penny. Helen made it very clear and laid out all possibilities to us. She saved us money by keeping on top of market changes will allowed us to get us a cheaper rate. Her team member Sandra was also fantastic throughout... read more
Stephen DarwinI can't recommend Helen and her team highly enough. From start to finish they have managed the process, keeping us informed at every stage of our new mortgage and making us feel secure in what is a time of upheaval. Helen even negotiated a reduced rate as interest rates fluctuated,... read more
Calum MacphersonHighly Recommend. Helen and the team made the process really easy and smooth for us
MattLaura was very professional, worked hard at getting us a low rate fixed mortgage beyond our expectations,Sandra was really helpful , when we had various problems went way beyond expectations Can’t thank them enough , Highly recommend
Christina DisleyHelen and the team were absolutely fantastic arranging the best mortgage for me during a difficult financial climate. I would highly recommend.
Hollie LockleyHad a seamless purchase of a property thanks to The advice and mortgage application process I recieved from Helen and followed thoroughly through to completion by case manager Sandra. Brilliant 👏 can't say anymore.
Mike Foster-BondWe wasn't looking forward to the whole remortgaging process but Laura and Sandra made it easy and stress free from day one. From the convenient appointment times to the regular updates. We can't thank them enough. I would happily recommend there services to friends, family and colleagues without hesitation.
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