Residential Mortgage Advice

All your mortgage advice under one roof!

Personally Tailored Advice

At Helen Ferneyhough Associates, we provide guidance in every aspect of residential mortgages. Whether you’re in traditional employment or self-employed, we’re here to assist. We cater to an array of clients including first-time buyers, those seeking to purchase or remortgage, and buy-to-let investors seeking protective measures.

To connect with one of our mortgage advisers, simply complete our enquiry form. We respect your privacy, thus, your details will strictly serve to address your queries and will not be retained for promotional activities.


Why Helen Ferneyhough Associates?

Based in Wigan Helen Ferneyhough is a Mortgage Adviser who has been transforming lives since 2006 by helping thousands of clients achieve their dream homes. At Helen Ferneyhough Associates, we don’t believe in cookie-cutter solutions. Every client is unique and deserves a personalised experience from start to finish. This is why Helen has handpicked a team of advisers who share her passion and dedication. Let us help you too!

Helen Ferneyhough Associates is not a business in it’s own right, it is part of Just Mortgages Direct Limited, which is an appointed representative of The Openwork Partnership, a trading style of Openwork Limited.  Just Mortgages Direct Limited was set up in 1989 and has been part of The Openwork Partnership since 2016.

The Openwork Partnership is one of the UK’s largest Financial Advice networks, with over 4,500 advisers and in excess of 700 appointed representatives based throughout the UK.

Our advisers at Helen Ferneyhough Associates will get to know your individual circumstances, establish what your goals are and what the right mortgage and protection arrangements are for you.

Approved by The Openwork Partnership on 25.07.2023


First Time Buyer

Equity Release


Residential mortgage advice


Whether you are a first-time buyer or looking to move to your forever home our team of experts are here to help every step of the way. They will tailor your mortgage to suit your individual needs and manage your application through to formal offer and beyond to completion.



If you are an existing client or new to Helen Ferneyhough Associates, we can help with your re-mortgage needs. You may be coming to the end of your current deal or looking to raise funds for home improvements. We are on hand to guide you to the right solution for your needs.

buy to let mortgages

Buy to Let

Are you looking to build a property empire? Look no further, with experience in property investing ourselves we are perfectly placed to help along the way. We can deal with Personal or Limited Company Applications and manage portfolios for a number of clients already.

protection life insurance


We offer every client a full protection review as part of the service. It is important to us that our clients are protected should the worst happy.

We cover:

Check & correct your Credit Report and Score FREE* for 14 days

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What our clients say...

Our Residential Experts

Helen has handpicked a team of experts to help even more clients. Helen herself is a vastly experienced residential mortgage broker.

Her team of brokers which include Michael & Laura are on hand to help with your Mortgage & Protection needs with Michael also specialising in Equity Release.