HFA Mortgage & Protection is launching the Christmas Mortgage Miracle competition, giving one lucky winner the chance to have their January 2026 mortgage payment covered – up to £1500.

We’re delighted to bring a bit of Christmas cheer to our social media followers, so to be in with a chance of winning our free to enter competition, please follow the entry criteria below and enter your information below.

We’re excited to draw the competition on Monday 19th January 2026! Good Luck and thank you so much for your support through 2025.

Best wishes from Helen & All the Team at HFA Mortgage & Protection.

HFA Mortgage & Protection Logo

How to Enter:

     1. Like the HFA Mortgage & Protection social media page on facebook or instagram.

     2. Like and share the Christmas Mortgage Miracle post on facebook or Instagram.

     3. Tag a friend in our post, who you would love to win too, on facebook or instagram.

     4. Visit the competition page via: //www.HFAssociates.uk/

Complete the entry form with your name, email, and phone number below.

    Competition Entry Form

    Please review how your information is used on our website
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    Prize:

      •     One winner will receive a payment up to the value of their mortgage for January 2025, capped at £1500.

      •     The draw will take place live on Facebook at 8pm on Monday, 19th January. A live draw video will be posted on instagram after the draw and the winner will be contacted directly using the details provided. If we are unsuccessful in contacting the winner before the 30th January, the draw will carry over until Christmas 2026.

    Competition Terms & Conditions:

         1. The prize is a payment towards the winner’s mortgage up to a maximum of £1500.

         2. To be eligible, entrants must complete all entry requirements:

    a. Like the HFA Mortgage & Protection page on facebook or instagram

    b. Like and share the post on facebook or instagram

    c. Tag a friend in one of competition posts on facebook or instagram before the draw ends.

    d. Enter via this competition page – https:// hfassociates.uk/christmas-mortgage-
    miracle-competition-helen-ferneyhough-associates

         3. The competition will start on Sunday 21st December 2025 and run until 4pm on 19th January 2026. The winner will be announced live on Facebook at 8pm, 19th January 2026.

         4. Entrants will have the option to opt in to receive future marketing emails from HFA Mortgage & Protection.

         5. By entering this competition, should you win, you agree to be included in promotional marketing, such as a winners post on Facebook and Instagram, as well as a blog promoting the competition in the future.

    6. This competition is open to the general public and all clients of HFA Mortgage & Protection.

    7. In order to be eligible to win your mortgage payment being made in January 2026, you must have a mortgage. You cannot win if you don’t have a mortgage.

    Additional Information:

    1. Post Sharing

    • If entrants share the competition post on Facebook or Instagram, we will receive notifications of these shares, allowing us to track completed entries. We’ll cross-reference these shares against the form submissions on the website to ensure each entrant has met the requirements for a valid entry. This streamlined process will help us confirm all entrants for the final draw accurately.

    2. Contacting the Winner

    • As part of the entry, participants will provide their full name, email, and phone number. In addition to the Facebook Live announcement, we will reach out directly to the winner by phone. We’ll make multiple attempts to contact them and allow some time beyond the initial draw date if necessary.

    Sunday 21 December 2025

    Book a no-obligation consultation with us on: 01942 311555

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    • I worked with Peter for Mortgage advise and he was fantastic. Very fast responses, has always been available at whatever time and never felt directed to any services I didn't ask for. Really great work.

      Ryan Murphy Avatar Ryan Murphy
      August 19, 2026

      I used Jane and Sandra for my mortgage and insurance. They made the whole process easy and completely stress free! Highly recommend!

      Stacey Whittaker Avatar Stacey Whittaker
      April 15, 2026

      Couldn’t fault the great level of support and help I received throughout my mortgage process I would highly recommend this company .

      Helen Beard Avatar Helen Beard
      July 23, 2024

    • I continue to use and to refer people to Helen at HF Associates for all mortgage issues. The team is a well drilled outfit, making it so easy and smooth. Give them a try.

      Jim Toohey Avatar Jim Toohey
      September 23, 2024

      Amy and Tiana were absolutely amazing through our mortgage and house journey. They made everything so stress-free and easy to manage. Constant communication throughout and always there if we needed anything. Would highly recommend and will always choose HFA.

      Brad Priest Avatar Brad Priest
      July 29, 2026

      We highly recommend HFA. We recently needed to set up a new fixed mortgage deal, as our current one was coming to an end. We received excellent and very efficient service, from both Jayne Richardson and Tiana McLoughlin.

      Julie Cromwell Avatar Julie Cromwell
      August 9, 2026

    • I cannot recommend Helen Ferneyhough Associates enough! Both Amy Taylor and Tiana McLoughlin were absolutely incredible throughout my entire home-buying journey. Amy made the initial mortgage process clear and stress-free for my first purchase, while Tiana provided fantastic support leading right up to completion. Their communication was seamless, professional, and... read more

      Manuela Gamalie Avatar Manuela Gamalie
      July 14, 2026

      Our case was handled by Kate and Tiana — two brilliant people who made the whole experience a pleasure. We were thoroughly guided and kept informed at every stage of the process, which gave us complete confidence in our decision. We couldn't be happier that we chose them, and would not... read more

      Sarosh Tariq Avatar Sarosh Tariq
      March 18, 2026

      Mike and Taina were great throughout the process of arranging my mortgage. As a self employed person, these things are never straightforward and can be very time consuming, if you're trying to find the best deal. But they took all the hard work out of it for me... read more

      Stephen Garnett Avatar Stephen Garnett
      July 9, 2026