HFA Mortgage & Protection is launching the Christmas Mortgage Miracle competition, giving one lucky winner the chance to have their January 2026 mortgage payment covered – up to £1500.

We’re delighted to bring a bit of Christmas cheer to our social media followers, so to be in with a chance of winning our free to enter competition, please follow the entry criteria below and enter your information below.

We’re excited to draw the competition on Monday 19th January 2026! Good Luck and thank you so much for your support through 2025.

Best wishes from Helen & All the Team at HFA Mortgage & Protection.

HFA Mortgage & Protection Logo

How to Enter:

     1. Like the HFA Mortgage & Protection social media page on facebook or instagram.

     2. Like and share the Christmas Mortgage Miracle post on facebook or Instagram.

     3. Tag a friend in our post, who you would love to win too, on facebook or instagram.

     4. Visit the competition page via: //www.HFAssociates.uk/

Complete the entry form with your name, email, and phone number below.

    Competition Entry Form

    Please review how your information is used on our website
    Privacy Policy


    Prize:

      •     One winner will receive a payment up to the value of their mortgage for January 2025, capped at £1500.

      •     The draw will take place live on Facebook at 8pm on Monday, 19th January. A live draw video will be posted on instagram after the draw and the winner will be contacted directly using the details provided. If we are unsuccessful in contacting the winner before the 30th January, the draw will carry over until Christmas 2026.

    Competition Terms & Conditions:

         1. The prize is a payment towards the winner’s mortgage up to a maximum of £1500.

         2. To be eligible, entrants must complete all entry requirements:

    a. Like the HFA Mortgage & Protection page on facebook or instagram

    b. Like and share the post on facebook or instagram

    c. Tag a friend in one of competition posts on facebook or instagram before the draw ends.

    d. Enter via this competition page – https:// hfassociates.uk/christmas-mortgage-
    miracle-competition-helen-ferneyhough-associates

         3. The competition will start on Sunday 21st December 2025 and run until 4pm on 19th January 2026. The winner will be announced live on Facebook at 8pm, 19th January 2026.

         4. Entrants will have the option to opt in to receive future marketing emails from HFA Mortgage & Protection.

         5. By entering this competition, should you win, you agree to be included in promotional marketing, such as a winners post on Facebook and Instagram, as well as a blog promoting the competition in the future.

    6. This competition is open to the general public and all clients of HFA Mortgage & Protection.

    7. In order to be eligible to win your mortgage payment being made in January 2026, you must have a mortgage. You cannot win if you don’t have a mortgage.

    Additional Information:

    1. Post Sharing

    • If entrants share the competition post on Facebook or Instagram, we will receive notifications of these shares, allowing us to track completed entries. We’ll cross-reference these shares against the form submissions on the website to ensure each entrant has met the requirements for a valid entry. This streamlined process will help us confirm all entrants for the final draw accurately.

    2. Contacting the Winner

    • As part of the entry, participants will provide their full name, email, and phone number. In addition to the Facebook Live announcement, we will reach out directly to the winner by phone. We’ll make multiple attempts to contact them and allow some time beyond the initial draw date if necessary.


    Book a no-obligation consultation with us on: 01942 311555

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    What Our Clients Say

    • Nothing was too much trouble for Helen & the team. Very knowledgeable & always updated me promptly with any developments, seeing it through to the very end. Would absolutely recommend them. Thanks

      Phil Barker Avatar Phil Barker
      October 23, 2023

      Helen and her team were absolutely amazing. After being completely let down by other mortgage brokers for over a year she got us a re-mortgage deal within a day! We were always kept up-to-date with the progress and it was all done and dusted in about 6 weeks! I can... read more

      Daniel Meyer-Lopez Avatar Daniel Meyer-Lopez
      October 23, 2023

      There are no words to describe how amazing you are. This is not the first time we worked together and every time we are completing on our property I remember why we are always coming back to you. Thank you Helen, Sandra and Angela. The team is amazingly friendly, and... read more

      Sergiu Holhos Avatar Sergiu Holhos
      April 23, 2024
    • Jane and Sandra have made the experience of buying our first home stress free and smooth sailing. The communication is great and are always at the other end of the phone/email to answer any queries and concerns. We got a good mortgage rate given our current circumstances. Would definitely recommend!

      Ella Tarbuck Avatar Ella Tarbuck
      October 23, 2023

      Smooth and efficient service from the start to the completion of my mortgage. Sandra was most helpful in dealing with any queries that we had.

      Charles Cropper Avatar Charles Cropper
      October 23, 2023

      We are so grateful to Helen and her team for helping us throughout the whole process. From our very first meeting we were put at ease and every step of the process was clearly explained and supported. Nothing was ever too much trouble! Helen and her team made the mortgage... read more

      helen guest Avatar helen guest
      October 23, 2023
    • We wasn't looking forward to the whole remortgaging process but Laura and Sandra made it easy and stress free from day one. From the convenient appointment times to the regular updates. We can't thank them enough. I would happily recommend there services to friends, family and colleagues without hesitation.

      Daniel Marsh Avatar Daniel Marsh
      June 23, 2024

      Couldn’t fault the great level of support and help I received throughout my mortgage process I would highly recommend this company .

      Helen Beard Avatar Helen Beard
      July 23, 2024

      Fantastic service from Jane Murphy. Helpful and informative from start to end. Great support all the way through.

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      April 23, 2024