HFA Mortgage & Protection is launching the Christmas Mortgage Miracle competition, giving one lucky winner the chance to have their January 2026 mortgage payment covered – up to £1500.

We’re delighted to bring a bit of Christmas cheer to our social media followers, so to be in with a chance of winning our free to enter competition, please follow the entry criteria below and enter your information below.

We’re excited to draw the competition on Monday 19th January 2026! Good Luck and thank you so much for your support through 2025.

Best wishes from Helen & All the Team at HFA Mortgage & Protection.

HFA Mortgage & Protection Logo

How to Enter:

     1. Like the HFA Mortgage & Protection social media page on facebook or instagram.

     2. Like and share the Christmas Mortgage Miracle post on facebook or Instagram.

     3. Tag a friend in our post, who you would love to win too, on facebook or instagram.

     4. Visit the competition page via: //www.HFAssociates.uk/

Complete the entry form with your name, email, and phone number below.

    Competition Entry Form

    Please review how your information is used on our website
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    Prize:

      •     One winner will receive a payment up to the value of their mortgage for January 2025, capped at £1500.

      •     The draw will take place live on Facebook at 8pm on Monday, 19th January. A live draw video will be posted on instagram after the draw and the winner will be contacted directly using the details provided. If we are unsuccessful in contacting the winner before the 30th January, the draw will carry over until Christmas 2026.

    Competition Terms & Conditions:

         1. The prize is a payment towards the winner’s mortgage up to a maximum of £1500.

         2. To be eligible, entrants must complete all entry requirements:

    a. Like the HFA Mortgage & Protection page on facebook or instagram

    b. Like and share the post on facebook or instagram

    c. Tag a friend in one of competition posts on facebook or instagram before the draw ends.

    d. Enter via this competition page – https:// hfassociates.uk/christmas-mortgage-
    miracle-competition-helen-ferneyhough-associates

         3. The competition will start on Sunday 21st December 2025 and run until 4pm on 19th January 2026. The winner will be announced live on Facebook at 8pm, 19th January 2026.

         4. Entrants will have the option to opt in to receive future marketing emails from HFA Mortgage & Protection.

         5. By entering this competition, should you win, you agree to be included in promotional marketing, such as a winners post on Facebook and Instagram, as well as a blog promoting the competition in the future.

    6. This competition is open to the general public and all clients of HFA Mortgage & Protection.

    7. In order to be eligible to win your mortgage payment being made in January 2026, you must have a mortgage. You cannot win if you don’t have a mortgage.

    Additional Information:

    1. Post Sharing

    • If entrants share the competition post on Facebook or Instagram, we will receive notifications of these shares, allowing us to track completed entries. We’ll cross-reference these shares against the form submissions on the website to ensure each entrant has met the requirements for a valid entry. This streamlined process will help us confirm all entrants for the final draw accurately.

    2. Contacting the Winner

    • As part of the entry, participants will provide their full name, email, and phone number. In addition to the Facebook Live announcement, we will reach out directly to the winner by phone. We’ll make multiple attempts to contact them and allow some time beyond the initial draw date if necessary.


    Book a no-obligation consultation with us on: 01942 311555

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    What Our Clients Say

    • Was referred by a friend and was worth every penny. Helen made it very clear and laid out all possibilities to us. She saved us money by keeping on top of market changes will allowed us to get us a cheaper rate. Her team member Sandra was also fantastic throughout... read more

      Stephen Darwin Avatar Stephen Darwin
      April 23, 2024

      I have used Helen’s services twice now and each time she has got me the best deal. I wouldn’t go anywhere else they always go above and beyond for their clients. Thanks Helen, Sandra and team!

      Megan Fairhurst Avatar Megan Fairhurst
      October 23, 2023

      I hope Mike Burrows reads this and it put a smile on his face. He is the most knowledgeable, patient, professional and super helpful mortgage advisor I have ever met. I am surprised he hasn’t blocked my number cos of my numerous questions about mortgages hahah. He wants you to... read more

      Eni guess Avatar Eni guess
      August 23, 2024
    • Had a seamless purchase of a property thanks to The advice and mortgage application process I recieved from Helen and followed thoroughly through to completion by case manager Sandra. Brilliant 👏 can't say anymore.

      Mike Foster-Bond Avatar Mike Foster-Bond
      January 23, 2024

      We have just had our mortgage accepted on our first home and can’t recommend Helen and the team enough! I think it only took just over 3 weeks in total from the first initial chat to getting our final offer which I never expected as a business owner was possible.... read more

      Emily Campbell Avatar Emily Campbell
      February 23, 2024

      Helen and Sandra have been really supportive and helpful throughout the whole process. It was a lovely gesture to receive a card in the post at my new home. Definitely recommend their services.

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      Natalie Gaskell Avatar Natalie Gaskell
      November 23, 2023
    • Helen and the team were amazing! Sandra was very attentive and quick to respond to any query I had. It was such a positive experience during a stressful time!! Thank you again for all your help!! Would highly recommend to anyone!!

      Eleanor Pritchard Avatar Eleanor Pritchard
      March 23, 2024

      Brilliant service, special thanks to Jane Murphy for organising my new mortgage deal. Completely stress free experience, she found us the best deal on the market that suited my needs. I never had to lift a finger. 5 star service

      Phillie Gowan Avatar Phillie Gowan
      October 23, 2023

      There are no words to describe how amazing you are. This is not the first time we worked together and every time we are completing on our property I remember why we are always coming back to you. Thank you Helen, Sandra and Angela. The team is amazingly friendly, and... read more

      Sergiu Holhos Avatar Sergiu Holhos
      April 23, 2024