Based in Wigan Helen Ferneyhough is a Mortgage Adviser who has been transforming lives since 2006 by helping thousands of clients achieve their dream homes. At HFA Mortgage & Protection, we don’t believe in cookie-cutter solutions. Every client is unique and deserves a personalised experience from start to finish. This is why Helen has handpicked a team of advisers who share her passion and dedication. Let us help you too!
HFA Mortgage & Protection provides expert mortgage, protection, and insurance advice. Our mortgage advisers at HFA Mortgage & Protection will get to know your individual circumstances, establish what your goals are, and determine what the right mortgage and protection arrangements are for you.
HFA Mortgage & Protection Ltd, trading as HFA Mortgage & Protection is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority. HFA Mortgage & Protection Ltd is registered in England and Wales with company number 1017603. Registered Office: 1st Floor, 21 Great George Street, Wigan, WN3 4DL
At HFA Mortgage & Protection, we pride ourselves on providing reliable and comprehensive mortgage advice. We’re more than just a mortgage broker; we’re your trusted partner for mortgage advice, equity release, and more.
We specialise in helping you find the right mortgage deals that suit your individual circumstances. Our mortgage advisers are committed to understanding your specific needs, whether you are a first-time home buyer or looking into remortgaging options.
We don’t just offer expert mortgage advice. Our mortgage advisers also provide tailored income protection insurance solutions, making us a one-stop-shop for your financial security needs.
Every client’s financial journey is unique. At HFA Mortgage & Protection we offer personalised guidance on residential mortgage solutions. Your dedicated mortgage adviser will guide you through the maze of options to find the best fit for you.
Our mortgage advisers have access to cutting-edge mortgage comparison tools, allowing us to scan the market in real time. Whether you are a first-time home buyer or you own multiple properties and you’re looking to Buy-to-Let, we find the most competitive rates for you.
Equity Release and Remortgaging Expertise
Thinking about unlocking the value of your home or changing your existing mortgage? We offer expert advice on equity release and remortgaging options, ensuring you make the decision that best serves your long-term goals.
Trust and Transparency in Income Protection Insurance
We believe that a sound financial plan includes protecting your most valuable asset—your income. Our income protection insurance plans are chosen with your best interests in mind, and we always maintain complete transparency in all our dealings.
Don’t leave your financial future to chance; speak to a trusted mortgage adviser at HFA Mortgage & Protection today for personalised guidance on securing the right mortgage and protection plans for you.
Nothing was too much trouble for Helen & the team. Very knowledgeable & always updated me promptly with any developments, seeing it through to the very end. Would absolutely recommend them. Thanks
Phil BarkerI can't recommend Helen and her team highly enough. From start to finish they have managed the process, keeping us informed at every stage of our new mortgage and making us feel secure in what is a time of upheaval. Helen even negotiated a reduced rate as interest rates fluctuated,... read more
Calum MacphersonHelen is truly the standard to how all other mortgage advisors should be. Her communication is timely and to the point, she will tell you the facts of the matter and not lead you down the garden path. If it can be done, Helen is the one who will be... read more
Frank FrancisExcellent service again! Our remortgage was nice and smooth thanks to Helen and her team!
Christian ChesworthGreat from start to finish, Pat and Helen went above and beyond for us. Will definitely be using these guys in the future.
Lewis GildartHelen is brilliant. She is our go-to mortgage advisor. She is always on hand to answer any questions and I fully trust her opinion. Sandra is also a wonderful support, deals with things very quickly and helps get things over the line. I would 100% recommend their service and I... read more
Amy RebeccaFantastic service from Jane Murphy. Helpful and informative from start to end. Great support all the way through.
J robinsonHelen & Sandra were fantastic throughout the entire process of buying a house. As a first time buyer I was very grateful for all of their experience and help, it made the process stress free. I'd recommend Helen & Sandra to anybody that's buying a house.
ChrisBrilliant service, special thanks to Jane Murphy for organising my new mortgage deal. Completely stress free experience, she found us the best deal on the market that suited my needs. I never had to lift a finger. 5 star service
Phillie GowanHFA Mortgage & Protection is launching the Christmas Mortgage Miracle competition, giving one lucky winner the ...
HFA Mortgage & Protection is launching the Christmas Mortgage Miracle competition, giving one lucky winner the chance to have their January 2026 mortgage payment covered â...
When Laura and Mark bought their home five years ago, they felt they had secured...
When Laura and Mark bought their home five years ago, they felt they had secured the perfect place to start building their future....
At HFA Mortgage & Protection, we provide mortgage advice for first-time buye...
At HFA Mortgage & Protection, we provide mortgage advice for first-time buyers every year. We with hundreds and understand the...
For Simon and Emma in Ormskirk, buying a new home wasn’t just about more space...
For Simon and Emma in Ormskirk, buying a new home wasn’t just about more space. It was about creating stability for their young ...
