HFA Mortgage & Protection is launching the Christmas Mortgage Miracle competition, giving one lucky winner the chance to have their January 2026 mortgage payment covered – up to £1500.

We’re delighted to bring a bit of Christmas cheer to our social media followers, so to be in with a chance of winning our free to enter competition, please follow the entry criteria below and enter your information below.

We’re excited to draw the competition on Monday 19th January 2026! Good Luck and thank you so much for your support through 2025.

Best wishes from Helen & All the Team at HFA Mortgage & Protection.

HFA Mortgage & Protection Logo

How to Enter:

     1. Like the HFA Mortgage & Protection social media page on facebook or instagram.

     2. Like and share the Christmas Mortgage Miracle post on facebook or Instagram.

     3. Tag a friend in our post, who you would love to win too, on facebook or instagram.

     4. Visit the competition page via: //www.HFAssociates.uk/

Complete the entry form with your name, email, and phone number below.

    Competition Entry Form

    Please review how your information is used on our website
    Privacy Policy


    Prize:

      •     One winner will receive a payment up to the value of their mortgage for January 2025, capped at £1500.

      •     The draw will take place live on Facebook at 8pm on Monday, 19th January. A live draw video will be posted on instagram after the draw and the winner will be contacted directly using the details provided. If we are unsuccessful in contacting the winner before the 30th January, the draw will carry over until Christmas 2026.

    Competition Terms & Conditions:

         1. The prize is a payment towards the winner’s mortgage up to a maximum of £1500.

         2. To be eligible, entrants must complete all entry requirements:

    a. Like the HFA Mortgage & Protection page on facebook or instagram

    b. Like and share the post on facebook or instagram

    c. Tag a friend in one of competition posts on facebook or instagram before the draw ends.

    d. Enter via this competition page – https:// hfassociates.uk/christmas-mortgage-
    miracle-competition-helen-ferneyhough-associates

         3. The competition will start on Sunday 21st December 2025 and run until 4pm on 19th January 2026. The winner will be announced live on Facebook at 8pm, 19th January 2026.

         4. Entrants will have the option to opt in to receive future marketing emails from HFA Mortgage & Protection.

         5. By entering this competition, should you win, you agree to be included in promotional marketing, such as a winners post on Facebook and Instagram, as well as a blog promoting the competition in the future.

    6. This competition is open to the general public and all clients of HFA Mortgage & Protection.

    7. In order to be eligible to win your mortgage payment being made in January 2026, you must have a mortgage. You cannot win if you don’t have a mortgage.

    Additional Information:

    1. Post Sharing

    • If entrants share the competition post on Facebook or Instagram, we will receive notifications of these shares, allowing us to track completed entries. We’ll cross-reference these shares against the form submissions on the website to ensure each entrant has met the requirements for a valid entry. This streamlined process will help us confirm all entrants for the final draw accurately.

    2. Contacting the Winner

    • As part of the entry, participants will provide their full name, email, and phone number. In addition to the Facebook Live announcement, we will reach out directly to the winner by phone. We’ll make multiple attempts to contact them and allow some time beyond the initial draw date if necessary.


    Book a no-obligation consultation with us on: 01942 311555

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    • Laura was very professional, worked hard at getting us a low rate fixed mortgage beyond our expectations,Sandra was really helpful , when we had various problems went way beyond expectations Can’t thank them enough , Highly recommend

      Christina Disley Avatar Christina Disley
      October 23, 2023

      I was referred to Helen from my previous broker and I can't recommend Helen enough. The advice I received was very helpful, impartial and (in my particular case) free of charge. Excellent friendly service. I wouldn't hesitate returning in the future. Thanks again!

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      September 23, 2024

      Very professional mortgage broker, staff are very friendly and welcoming, Michael our advisor was personable, thorough and explained everything in an understandable way with no waffle, he was extremely professional but was also helpful and did things in a timely manner. Very highly recommended

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      February 23, 2024
    • Was referred by a friend and was worth every penny. Helen made it very clear and laid out all possibilities to us. She saved us money by keeping on top of market changes will allowed us to get us a cheaper rate. Her team member Sandra was also fantastic throughout... read more

      Stephen Darwin Avatar Stephen Darwin
      April 23, 2024

      A massive thanks to Helen, Sandra and Co for all their help and advice. I would highly recommend them and will definitely be using them again!

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      November 23, 2023

      As first time buyers we had very little understanding of mortgage process. Mike Burrows , Mortgage & Protection Adviser was most helpful ,polite ,proactive and supportive in answering all our queries and concerns quickly ,walking through all of the formalities and helping us to decide which mortgage would be best... read more

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      April 23, 2024
    • I hope Mike Burrows reads this and it put a smile on his face. He is the most knowledgeable, patient, professional and super helpful mortgage advisor I have ever met. I am surprised he hasn’t blocked my number cos of my numerous questions about mortgages hahah. He wants you to... read more

      Eni guess Avatar Eni guess
      August 23, 2024

      We are so grateful to Helen and her team for helping us throughout the whole process. From our very first meeting we were put at ease and every step of the process was clearly explained and supported. Nothing was ever too much trouble! Helen and her team made the mortgage... read more

      helen guest Avatar helen guest
      October 23, 2023

      I have used Helen’s services twice now and each time she has got me the best deal. I wouldn’t go anywhere else they always go above and beyond for their clients. Thanks Helen, Sandra and team!

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