HFA Mortgage & Protection is launching the Christmas Mortgage Miracle competition, giving one lucky winner the chance to have their January 2026 mortgage payment covered – up to £1500.

We’re delighted to bring a bit of Christmas cheer to our social media followers, so to be in with a chance of winning our free to enter competition, please follow the entry criteria below and enter your information below.

We’re excited to draw the competition on Monday 19th January 2026! Good Luck and thank you so much for your support through 2025.

Best wishes from Helen & All the Team at HFA Mortgage & Protection.

HFA Mortgage & Protection Logo

How to Enter:

     1. Like the HFA Mortgage & Protection social media page on facebook or instagram.

     2. Like and share the Christmas Mortgage Miracle post on facebook or Instagram.

     3. Tag a friend in our post, who you would love to win too, on facebook or instagram.

     4. Visit the competition page via: //www.HFAssociates.uk/

Complete the entry form with your name, email, and phone number below.

    Competition Entry Form

    Please review how your information is used on our website
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    Prize:

      •     One winner will receive a payment up to the value of their mortgage for January 2025, capped at £1500.

      •     The draw will take place live on Facebook at 8pm on Monday, 19th January. A live draw video will be posted on instagram after the draw and the winner will be contacted directly using the details provided. If we are unsuccessful in contacting the winner before the 30th January, the draw will carry over until Christmas 2026.

    Competition Terms & Conditions:

         1. The prize is a payment towards the winner’s mortgage up to a maximum of £1500.

         2. To be eligible, entrants must complete all entry requirements:

    a. Like the HFA Mortgage & Protection page on facebook or instagram

    b. Like and share the post on facebook or instagram

    c. Tag a friend in one of competition posts on facebook or instagram before the draw ends.

    d. Enter via this competition page – https:// hfassociates.uk/christmas-mortgage-
    miracle-competition-helen-ferneyhough-associates

         3. The competition will start on Sunday 21st December 2025 and run until 4pm on 19th January 2026. The winner will be announced live on Facebook at 8pm, 19th January 2026.

         4. Entrants will have the option to opt in to receive future marketing emails from HFA Mortgage & Protection.

         5. By entering this competition, should you win, you agree to be included in promotional marketing, such as a winners post on Facebook and Instagram, as well as a blog promoting the competition in the future.

    6. This competition is open to the general public and all clients of HFA Mortgage & Protection.

    7. In order to be eligible to win your mortgage payment being made in January 2026, you must have a mortgage. You cannot win if you don’t have a mortgage.

    Additional Information:

    1. Post Sharing

    • If entrants share the competition post on Facebook or Instagram, we will receive notifications of these shares, allowing us to track completed entries. We’ll cross-reference these shares against the form submissions on the website to ensure each entrant has met the requirements for a valid entry. This streamlined process will help us confirm all entrants for the final draw accurately.

    2. Contacting the Winner

    • As part of the entry, participants will provide their full name, email, and phone number. In addition to the Facebook Live announcement, we will reach out directly to the winner by phone. We’ll make multiple attempts to contact them and allow some time beyond the initial draw date if necessary.

    Sunday 21 December 2025

    Book a no-obligation consultation with us on: 01942 311555

    Contact Us

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    • Laura was very professional, worked hard at getting us a low rate fixed mortgage beyond our expectations,Sandra was really helpful , when we had various problems went way beyond expectations Can’t thank them enough , Highly recommend

      Christina Disley Avatar Christina Disley
      October 23, 2023

      Couldn’t fault the great level of support and help I received throughout my mortgage process I would highly recommend this company .

      Helen Beard Avatar Helen Beard
      July 23, 2024

      Brilliant service, special thanks to Jane Murphy for organising my new mortgage deal. Completely stress free experience, she found us the best deal on the market that suited my needs. I never had to lift a finger. 5 star service

      Phillie Gowan Avatar Phillie Gowan
      October 23, 2023

    • Jane and Sandra have made the experience of buying our first home stress free and smooth sailing. The communication is great and are always at the other end of the phone/email to answer any queries and concerns. We got a good mortgage rate given our current circumstances. Would definitely recommend!

      Ella Tarbuck Avatar Ella Tarbuck
      October 23, 2023

      Smooth and efficient service from the start to the completion of my mortgage. Sandra was most helpful in dealing with any queries that we had.

      Charles Cropper Avatar Charles Cropper
      October 23, 2023

      Excellent service again! Our remortgage was nice and smooth thanks to Helen and her team!

      Christian Chesworth Avatar Christian Chesworth
      October 23, 2023

    • Helen is truly the standard to how all other mortgage advisors should be. Her communication is timely and to the point, she will tell you the facts of the matter and not lead you down the garden path. If it can be done, Helen is the one who will be... read more

      Frank Francis Avatar Frank Francis
      October 23, 2023

      Can honestly say Jane Murphy made the whole process very easy and stress free for me. Thank you for all your help in finding a new Mortgage deal in order for me to Sell and purchase a new property (for the 2nd time!) Talked to me as a friend and... read more

      Dezley W Avatar Dezley W
      May 23, 2024

      Can’t praise Jane and her team enough, all went above and beyond to help with my remortgage. Explained everything step by step and took ownership of the whole process. Really appreciate the support and time spent, thank you! Would highly recommend

      Brian Jopson Avatar Brian Jopson
      May 23, 2024